Some mobile payment apps, such as Cash App and PayPal, are standalone downloads others are baked into other services. And there's no shortage of mobile payment apps for Android and iOS that let you do exactly that. We handle our smartphones all day, so it only makes sense to use them to make payments. Digital transactions are now commonplace, so you no longer need to dig through your pockets to draw and hand over germ-saturated bills and credit cards. Read our editorial mission (Opens in a new window) & see how we test (Opens in a new window).Ĭashless and contactless interactions saw a dramatic upswing in the last few years thanks to the COVID-19 pandemic. Since 1982, PCMag has tested and rated thousands of products to help you make better buying decisions.

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